Discover a New Way to Earn Solid Returns

More than fixed deposits, mutual funds, or stocks.

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No gimmicks. No nonsense. What you see is what you get.

How would you like to make money by helping small businesses or SMEs? And that is essentially what our marketplace finance is all about.

Marketplace means a place where buying and selling are held. And finance means offering monetary support to an enterprise. When you put those two together, you get us, LendingStar.

To put it simply, here on our marketplace finance, you will be buying/ investing in invoices put up by SMEs with the goal of earning solid returns. (Watch the video to learn more.)

How to Start Buying/ Investing in
Invoices on LendingStar

To buy/ invest in an invoice in our marketplace finance, all you need to do is follow the steps below:

Create an account

Sign up (create an Investor Account) with us, if you haven’t yet already.

Review Invoices

View and review a variety of SME invoices once inside your dashboard.

Make an Offer

If an invoice piques your interest, simply make your purchase/ investment offer to the SME with your preferred rates.

Begin Investing

The SME which invoice you choose to purchase/ invest in will then be prompted to “Accept” or “Reject” your offer. Finally, upon acceptance, your investment process will thus begin, with your returns clearly stipulated in the terms.

How Much Returns Can You Expect from an Invoice Investment Here?

How much you can earn from buying/ investing in a small business’s invoice on our platform will largely depend on how much you bought / invested in an invoice.

For example, if you bought an invoice of RM100,000 for RM96,000, or at a 4% discount, you will earn RM4,000. The discount then is your profit. Or in other words, you will earn RM4,000 from your RM96,000 invoice investment. 

Note: The minimum investment to get started on LendingStar is merely RM10 but not RM96,000 as described in the example above. This is possible because you have the option to buy just part (but not whole) amount of an invoice, which is a great way to diversify your investment portfolio.

When Can you Expect to See Your Returns Then?

As for your returns, you will get them when the invoice in which you’ve bought is due and payable. This can range from 30, 60, or 68 days. But in most cases, it won’t exceed 90 days.

Is Invoice Investment On LendingStar a Good Investment?

That depends who you ask. But the general consensus among most investors is getting a 4% yield in a 90-day term, which makes the annual return around 16% p.a., is a pretty solid deal. Moreover, risk is substantially reduced when you buy/ invest in invoices on our platform because of the following reasons:

  • All invoices on our platform are vetted and verified by us to ensure of its quality and authenticity.
  • Besides vetting all invoices, we also screen the issuer of the invoice, SME—like look at the company background, profitability, and credit score—as well as the receiver, the payer, of the invoice—in ensuring you have a solid, safer investment.
  • Only trustworthy companies’ invoices are eligible for trade (Government-Linked Corporations or Multi-National Corporations) on LendingStar.
  • To ensure your funds are safe and secure, we place them in a trust account managed by a licensed trustee company TMF Group.