Discover a New Way to Earn Solid Returns
More than fixed deposits, mutual funds, or stocks.
How would you like to make money by helping small businesses or SMEs? And that is essentially what our marketplace finance is all about.
Marketplace means a place where buying and selling are held. And finance means offering monetary support to an enterprise. When you put those two together, you get us, LendingStar.
To put it simply, here on our marketplace finance, you will be buying/ investing in invoices put up by SMEs with the goal of earning solid returns. (Watch the video to learn more.)
How much you can earn from buying/ investing in a small business’s invoice on our platform will largely depend on how much you bought / invested in an invoice.
For example, if you bought an invoice of RM100,000 for RM96,000, or at a 4% discount, you will earn RM4,000. The discount then is your profit. Or in other words, you will earn RM4,000 from your RM96,000 invoice investment.
Note: The minimum investment to get started on LendingStar is merely RM10 but not RM96,000 as described in the example above. This is possible because you have the option to buy just part (but not whole) amount of an invoice, which is a great way to diversify your investment portfolio.
As for your returns, you will get them when the invoice in which you’ve bought is due and payable. This can range from 30, 60, or 68 days. But in most cases, it won’t exceed 90 days.
That depends who you ask. But the general consensus among most investors is getting a 4% yield in a 90-day term, which makes the annual return around 16% p.a., is a pretty solid deal. Moreover, risk is substantially reduced when you buy/ invest in invoices on our platform because of the following reasons: