Discover a New Way to Earn Solid Returns
More than fixed deposits, mutual funds, or stocks
As an investor, you are looking for high returns as well as the safety of principal.
That’s why buying/ investing in invoices makes good sense.
By buying/ investing in invoices on LendingStar, you’ll earn a minimum return per annum of 12%*
What’s more, you will be investing in invoices issued to well-known, reputable buyers, like Tenaga Nasional Berhad, TNB—with a corporate credit rating of AAA affirmed by RAM, indicating its ratings outlook to be very stable.
Whether you are a passive or an active investor, you should certainly consider invoices/ accounts receivable as part of your permanent portfolio.
(Watch the video to learn more.)
* Return displayed here is only projected. Actual return may differ.
How much you can earn from buying/ investing in a small business’s invoice on our platform will largely depend on how much you bought / invested in the invoice.
For example, if you bought an invoice of RM100,000 for RM96,000, or at a 4% discount, you will earn RM4,000. The discount then is your profit. Or in other words, you will earn RM4,000 from your RM96,000 invoice investment.
Note: The minimum investment to get started on LendingStar is merely RM10 but not RM96,000 as described in the example above. This is possible because you have the option to buy just part (but not whole) amount of an invoice, which is a great way to diversify your investment portfolio.
As for your returns, you will get them when the invoice in which you’ve bought is due and payable. This can range from 30, 60, or 68 days. But in most cases, it won’t exceed 90 days.
That depends who you ask. But the general consensus among most investors is getting a 4% yield in a 90-day term, which makes the annual return around 16% p.a., a pretty solid deal. Moreover, risk is substantially reduced when you buy/ invest in invoices on our platform because of the following reasons: