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  • How it Works
    • For SMEs
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How To Increase Your Business Cash Flow

Strong cash flow is an essential element for business. By improving your cash flow, you can plan and budget your business’ future growth. It also helps you handle your daily and monthly business responsibilities and... read more →

Banks and/or Fintech

Accenture has recently published a study – “The Future of Fintech and Banking: Digitally disrupted or reimagined?”. This study describes the impact of Fintech on banks and makes suggestions on how Banks should respond to... read more →

Wow: Banking with no branches, no fees, handwritten thank-yous

PORTLAND, Ore. — Simple may technically be a banking service, but CEO and co-founder Josh Reich doesn't want you to see it that way. Simple has shunned many of the features of traditional banking, including bank branches —... read more →

McKinsey warns banks face wipeout in some financial services

McKinsey warns banks face wipeout in some financial services McKinsey said technological competition would reduce profits from non-mortgage retail lending, such as credit cards and car loans, by 60 per cent and revenues by 40... read more →

Banking without banks

By offering both borrowers and lenders a better deal, websites that put the two together are challenging retail banks. Savers have never had a worse deal but for most borrowers, credit is scarce and costly.... read more →

Crowdfunding could revolutionise lending, says Andrew Haldane, Bank of England senior director

New sources of finance such as crowdfunding could challenge the dominance of major banks, according to a Bank of England senior director. Andrew Haldane said that he believed the rise of peer-to-peer lenders such as... read more →

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